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Should you be an affiliate or sell your own product?
Being that I have my own product and make a nice bit of coin on it, I can tell you it’s SOOOOO worth the effort to make your own stuff. I can bet you all the other product-creators never regretted making the effort to sell their own stuff. You keep so much of the product revenue and make so much more money.
It also depends on how much money you want to make.